I estimate and subscribe to my insurance policy


Holiday Rental Cancellation Insurance Non-conformity fraud for your holiday in Europe (UE)/span>

from 30 €

ADAR+, a complete package of insurance cover to take the worry out of your holidays

Travel serenely :

  • Holiday cancellation or interruption
  • Holiday third party insurance cover
  • Non-conformity of rented accommodation
  • Financial loss due to dishonesty or fraud.

For further information please download our general terms and conditions

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LIVRE BLANC - Assurance et Meublés de Tourisme, Tourisme d’Affaires et autres meublés

ADAR+ in a nutshell

5 essential and complete guarantees

  • Cancellation or interruption due to
    Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week...

  • Personal liability (the Liability Guarantee applies only to property located in France)
    Property damage due to fire, an explosion or flooding
    Damage to the property or belongings of the owner of the rented accommodation

     

  • Non-compliance of the property rented
    Refusal by tenant to occupy premises following non-compliance of such

  • Cover for financial loss resulting from dishonest or fraudulent action
    Lease fraudulently ensured

SEE ALL THE TRAVEL INSURANCE POLICIES

ADAR+ THE GUARANTEES

COVER BENEFIT
Cancellation due to:
Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.
Deposit / down payment + sums due, limited to €15 000
Holiday interruption due to :
Serious illness, death, major home damage, unavailability of accommodation
Rent for unused portion of holidays, limited to €15 000
Personal liability:
Property damage due to fire, an explosion or flooding
Limited to € 500 000
Damage to the property or belongings of the owner of the rented accommodation
Limited to €4.000, with €75 deductible
Remedy of neighbours and third parties
Up to €450,000.
Refusal by tenant to occupy premises following non-compliance of such
Money retained by owner
Hotel fees incurred on the site of the rental
75€ per person and limited to one night
Cover for financial loss resulting from dishonest or fraudulent action
Lease fraudulently ensured
Refund of all sums paid by the reserving party thus defrauded which were retained by the owner
Hotel fees incurred on the site of the rental
75€ per person and limited to one night

Adar+ Conditions of subscription

You must take out the insurance policy no later than 10 days after paying the deposit and/or signing the rental agreement and at least 96 hours before the start of the rental period.

Total rental accommodation including the possible Agency costs and fees must be less than 15.000 €

An insurance policy must be taken out for each property rented.

Maximum stay: 90 days

For further information please download our general terms and conditions

CORONAVIRUS INFORMATION

Covid-19 - Your questions

If I get the COVID or if I am positive to COVID, am I covered ?
Cabinet ALBINET : Yes, and also all the participants to the trip if you are members of one and same family. If you are travelling with friends, we will refund the amount paid by the absent family in proportion to the number of participants. The guarantee will be limited to the arithmetic share of only related persons living under the same roof.

In case of travel restrictions ; Am I covered in the event of cancellation ?
Cabinet ALBINET : No. We don’t cover the cancellation relating to the travel and/or confinement restrictions and/or closure of neighbouring sites. These unprecedented events are neither insurable nor insured. We are therefore unable to act. The exceptional scale of the disruption which results from the prohibition, restriction and confinement measures taken by the public authorities are such as to justify a request for a postponement of the rental dates or termination of the said contract. If your owner is ok to change the dates of the rental, we will change the dates on your insurance contract. Thanks to send us by email the new dates of the rental and also you insurance contract number.

I need to cancel because I can’t board on the plane because I have a fever, I am covered ?
Cabinet ALBINET : Yes

Someone in my family get the COVID, Am I covered in case of cancellation ?
Cabinet ALBINET : No, only the participants to the trip are covered.

If I get the COVID during the trip and I need to interrupt it, Am I covered ?
Cabinet ALBINET : Yes, you can interrupt your trip and we will reimburse you the unused portion of holidays.

Your Questions

Several people are going on the trip. Do we have to take out insurance for each person or for the rented accommodation?
Cabinet ALBINET : You take out insurance on the rented accommodation; you have to list the participants on the application form. Therefore, you only pay one single premium for all the participants.

Several families are expected to go on the trip. What happens if one of them cancels?
Cabinet ALBINET : The holiday rental is not cancelled and we will refund the amount paid by the absent family in proportion to the number of participants, therefore the other families will be still be able to enjoy the holiday.

Am I covered if I break the lounge table?
Cabinet ALBINET : Yes, within the limits of the cover (see table of cover), but you must pay the deductible, the amount of which is indicated in this table.

In the event of a cancellation, will my deposit be refunded?
Cabinet ALBINET : Yes, if a deposit was paid to the owner.

And what about if I have paid the whole rent?
Cabinet ALBINET : We will also refund the whole rent.

Does the insurance cover personal belongings?
Cabinet ALBINET : No. If you have valuables (jewellery, watches) and would like to insure them, contact your insurance company to take out comprehensive jewellery insurance covering the required region. This also applies to nomadic devices (laptops, smartphones, etc.)

What exactly is the ten-day period to take out the insurance?
Cabinet ALBINET : You must take out the insurance policy NO LATER THAN 10 DAYS AFTER paying the deposit and/or signing the rental agreement and at least 96 hours before the start of the rental period. After this period, only third-party liability will be covered.

If I am made redundant for economic reasons, am I covered in the event of cancellation?
Cabinet ALBINET : Yes.

Am I covered if I leave the tap on and cause a flood?
Cabinet ALBINET : Yes. You will be held responsible. The insurance company will pay for the damage caused in the rented accommodation, with a ceiling limit for damage due to water, fire and explosion of € 500,000.

If my mother has to go to hospital when I am about to go on holidays, can I cancel the rental?
Cabinet ALBINET : Yes. The policy covers ascendants and descendants of the first degree, as well as son-in-laws, daughter-in-laws, brothers and sisters.

In the event of a natural disaster, like the eruption of a volcano, am I covered if I cancel the rental?
Cabinet ALBINET : No. Cancellations due to weather events related to the restriction or prohibition of air traffic are not covered by the policy.

If I rent several properties, can all the rented properties be included in the same policy?
Cabinet ALBINET : No. A policy has to be taken out for each rental.

If I don't have a hard copy of the rental agreement, will the insurance policy apply?
Cabinet ALBINET : It is compulsory to have a hard copy for rentals in France. This is not always the case for rentals abroad. For rentals in France, even if you do not have a written document, the agreements exchanged concerning the amount of rent, the type of property and the rental period are equivalent to a contract. Caution: under no circumstances can cash payments be allowed.

What happens if the holiday home was supposed to be 100 metres from the beach but in fact was at least 1 kilometre away?
Cabinet ALBINET : You should not take possession of the holiday rental for this reason and we shall refund your rent. We shall contact the owner and deal with the matter. We shall also pay for you to stay one night in a hotel.

I go to the indicated address of the holiday rental but find that there is no such address. There is nothing to rent and the houses in the area are occupied principal residences. Am I covered in the event of a cancellation?
Cabinet ALBINET : Yes. We shall refund the amount of rent you have paid. We shall also pay for you to stay one night in a hotel within the limit indicated in the cover table.

In case of an epidemic ; Am I covered in the event of cancellation?
Cabinet ALBINET : No. We are responding to your holiday stay refund claim relating to the travel and/or confinement restrictions and/or closure of neighbouring sites. These unprecedented events are neither insurable nor insured. We are therefore unable to act. The exceptional scale of the disruption which results from the prohibition, restriction and confinement measures taken by the public authorities are such as to justify a request for a postponement of the rental dates or termination of the said contract. If your owner is ok to change the dates of the rental, we will change the dates on your insurance contract. Thanks to send us by email the new dates of the rental and also you insurance contract number.

If I get the COVID or if I am positive to COVID, am I covered ?
Cabinet ALBINET : Yes, and also all the participants to the trip if you are members of one and same family. If you are travelling with friends, we will refund the amount paid by the absent family in proportion to the number of participants

Request Information

Our councillors are available of 9 hours at 6 pm (GMT+1) to answer to your questions

  • Customer service

    Contact us
    + 33 (1) 48 01 84 84

  • Cabinet ALBINET

    9 rue Bleue - 75009 PARIS