Legal notices

Cabinet ALBINET Insurance Brokers have been active in the insurance market since 1951.

5 cité de Trévise 75009 PARIS
Tél : 01 48 01 84 84
Fax : 01 48 01 84 83

RCS PARIS 58213628900029 – Limited Company  with paid in capital of 250.000 €

Regulated Statutes

Insurance Brokers

• Insurance broker listed on the single register of intermediaries in insurance, banking and finance (www.orias.fr) under number 07000044, and not under any contractual obligation to work exclusively with one or more insurance companies

Financial and capital structure

• No direct or indirect voting rights are held by an insurance company.
• You may, upon request and via e-mail, obtain the name of the insurance companies with which your broker works (art. L520-1-II-b of the Insu

Information concerning disputes :

If you make a claim or have a dispute, the parties agree to find an out of court solution.
You should address your claim to our offices, for the attention of your usual contact, who will have 10 days to formally acknowledge receipt, and a further 2 months from the date of receipt of your claim to make a formal reply. 

Please contact our claims service by email at contact@albinet.fr Cabinet Albinet - 5, Cité de Trévise – 75009 Paris. 

If you are a private individual and are not satisfied with the answer provided, in application of article L 156-1 of the Consumer Code, the Insurance Ombudsman has the jurisdiction to intervene in any dispute that could not be settled in the framework of a prior complaint lodged directly with your broker's departments.

The ombudsman can be contacted;

by post at the following Postal address:
La Médiation de l’Assurance - Pôle CSCA -TSA 50110 75441 Paris Cedex 09
by e-mail: le.mediateur@mediation-assurance.org
Website address: www.mediation-assurance.org
• L’Autorité de Contrôle Prudentiel et de Résolution (Financial Investment Advisor (FIA),  61 rue Taitbout 75436 Paris Cedex 09 

ORIAS no.: 07000044 – ORIAS website: www.orias.fr

A Financial Investment Advisor

• A Financial Investment Advisor, and member of France's National Chamber of Asset Management, an association authorised by the French Financial Markets Authority (AMF) www.amf-france.org and registered at ORIAS www.orias.fr under number 07000044.

When the service of a Financial Investment Advisor is followed by the provision of intermediation on financial products, you will be informed of our terms of payment in the mission statement submitted to you.

Direct selling in the banking and finance sectors

Transactions on Immovable Property and businesses

• Holder of a professional licence allowing transactions on immovable property and businesses, licence no. T11115 issued by the Paris Police Prefecture. The company is not authorised to receive any funds, belongings or titles.

Intermediary in banking operations and payment services.

• Intermediary listed in the single register of intermediaries in insurance, banking and finance (www.orias.fr) under number 07000044, in the broker category involved in banking operations and payment services.
•  Financial or capital interest: No direct or indirect voting rights are held by an insurance company or institutions promoting products.
•  You will be informed of the amount of remuneration received from the credit or payment institution and its calculation methods before the underwriting.


Information concerning the handling of complaints.

If you make a claim or have a dispute, the parties agree to find an out of court solution.
You should address your claim to our offices, for the attention of your usual contact, who will have 10 days to formally acknowledge receipt, and a further 2 months from the date of receipt of your claim to make a formal reply. 

• Details of the brokerage firm's internal complaints department claim@albinet.fr Cabinet Albinet - 5, Cité de Trévise – 75009 Paris. 
If you are a private individual and are not satisfied with the answer provided, in application of article L 156-1 of the Consumer Code, the Insurance Ombudsman has the jurisdiction to intervene in any dispute that could not be settled in the framework of a prior complaintlodged directly with your broker's departments.

If an amicable settlement cannot be reached, the parties may in second place inform:
•  France's National Chamber of Asset Management at the following address: Chambre Nationale des Conseils en Gestion de Patrimoine (Commission Arbitrage et Discipline), 4 rue de longchamp 75016 Paris,
•  the Ombudsman at France's Financial Markets Authority at the following address: Autorité des Marchés Financiers, Madame Marielle COHEN-BRANCHE, 17 place de la Bourse 75082 Paris Cedex 02,
• the Autorité de Contrôle Prudentiel et de Résolution, 61 rue Taitbout 75436 Paris Cedex 09

Confidentiality clause.

In accordance with article 325-9 of the General Regulations of the AMF, the firm shall refrain from communicating and using information on its clients outside of its mission, without the express agreement of the client. This provision cannot be invoked against inspection or supervisory bodies in the framework of their monitoring missions.

Hypertext links.

Cabinet ALBINET does not accept any liability with regard to the content of information provided on websites activated via hypertext links and with regard to any difficulty internet users may encounter to access them.

Availability of services.

Cabinet ALBINET does it utmost to maintain access to its website and its suppliers' websites. It may be obliged to temporarily or permanently interrupt access to its website, for technical or operational reasons or for reasons related to the life of society. No compensation may be granted by Cabinet ALBINET for the temporary or permanent unavailability of the website. Idem for temporary or permanent interruptions to its suppliers' websites.

Data Protection Act.

The personal data gathered will be processed automatically; it will be used to meet the requirements of the different services offered by the website and may be transmitted to the companies in the CABINET ALBINET group and to its partners for commercial and canvassing purposes.

When our clients log in with a password:

The data gathered is processed by a computer in order to record and process your applications. The recipients of this data are our administrative departments concerned and our partners, mutual companies, etc. that bear the risks. In accordance with the Data Protection Act of 6 January 1978, you are entitled to access, change and rectify your personal data. If you wish to exercise this right, please contact us.

When internet users request documents or further information (e.g.: request a technical data sheet or make an appointment, etc.) :

The data gathered is intended for Cabinet ALBINET and is needed for the processing of your request. It may be transmitted to third parties, like our suppliers, for detailed studies. If you do not wish your data to be passed on, you can contact Cabinet ALBINET at the address indicated above.

In accordance with the French law 78-17 of 6 January 1978 relating to information technologies and civil liberties, you may oppose this communication of data and exercise your right to access, rectify and delete your personal data by sending a letter to CABINET ALBINET, 5 Cité de Trévise 75 009 PARIS.

Warning

This website and its content are legally protected by literary and artistic property laws (copyright) and intellectual and industrial property laws (trademarks, designs and models). Use of the website is limited to the consultation, editing and/or printing of all or part of the website for strictly individual and private use.

Any reproduction and distribution of elements featured on the website for commercial purposes, and any modification, re-use or incorporation of these elements into other works is prohibited, without express written permission from CABINET ALBINET. Failure to comply with these rules may result in the civil and penal liability of the offender.

The information, evaluations and estimations indicated on this website are intended for informative purposes. They are non-contractual and may be changed without prior notice. Therefore, we advise you to contact us to check the validity. The evaluations and estimations are based on general criteria which do not take account of the client's sector of activity and specificities. They cannot replace a personalised estimate or evaluation. The products and services described on this website are available in Metropolitan France and French-speaking countries.

Conditions of use of space reserved for our clients

To access the client space, the login and password provided by CABINET ALBINET must be used. Clients promise to keep them confidential. When data is accessed or transmitted using a password and login, it will be deemed to have been carried out by the client. 

If a client's password or login are lost or used fraudulently, the client must immediately inform CABINET ALBINET by e-mail or fax, and confirm this the same day in a printed paper letter. CABINET ALBINET will suspend the client's access rights urgently, within one working day (24 hours) of receiving the e-mail or fax. CABINET ALBINET cannot be held responsible if any fraudulent use occurs before the expiry of the aforementioned time. Clients must send a letter through the post to request their access rights to be restored. 

During the execution of the present terms, CABINET ALBINET reserves the right to change the client's login and/or password for technical reasons, provided that it gives three (3) working days' notice by e-mail. 

Publisher

This website was created by Cabinet ALBINET :

CABINET ALBINET, a Limited Company with a capital of €250,000, Insurance Brokers, registered at ORIAS (www.orias.fr) under number 07 000 044 and with its Head Office at 5 - Cité de Trévise, 75009 Paris - RCS 582.136.289

Publishing Director: Cabinet ALBINET

The website is hosted by EQUINOA, 11 bis rue Bachaumont, 75002 Paris - 01 71 18 11 63 -www.equinoa.com