I calculate and take out my insurance


  • *Rent + Agency fees

Holiday Rental Cancellation Insurance Non-conformity fraud

from 25 €

           

ADAR+, a complete package of insurance cover to take the worry out of your holidays

Travel serenely :

  • Holiday cancellation or interruption
  • Holiday third party insurance cover
  • Non-conformity of rented accommodation
  • Financial loss due to dishonesty or fraud.

For further information please download our general terms and conditions

ADAR+ in a nutshell

5 essential and complete guarantees

  • Cancellation or interruption due to
    Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week...

  • Personal liability
    Property damage due to fire, an explosion or flooding

    Damage to the property or belongings of the owner of the rented accommodation

     

  • Non-compliance of the property rented / Cover for financial loss resulting from dishonest or fraudulent action
    Refusal by tenant to occupy premises following non-compliance of such

  • Assistance / repatriation

ADAR+ THE GUARANTEES

COVER BENEFIT
Cancellation due to:
Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.
Deposit / down payment + sums due, limited to €16 000
Holiday interruption due to :
Serious illness, death, major home damage, unavailability of accommodation
Rent for unused portion of holidays, limited to €15 000
Personal liability:
Property damage due to fire, an explosion or flooding
Limited to €1 500 000
Remedy of neighbours and third parties
Up to €450,000.
Damage to the property or belongings of the owner of the rented accommodation
Limited to €2 500, with €75 deductible
Refusal by tenant to occupy premises following non-compliance of such
Money retained by owner
Hotel fees incurred on the site of the rental
75€ per person and limited to one night
Cover for financial loss resulting from dishonest or fraudulent action
Lease fraudulently ensured
Refund of all sums paid by the reserving party thus defrauded which were retained by the owner
Hotel fees incurred on the site of the rental
75€ per person and limited to one night
Assistance evacuation
Assistance to persons in the event of illness or injury whilst travelling: Return of family members + one insured accompanying party,
First class train ticket or economy class airline ticket, taxi costs at departure and arrival
Advance on hospitalisation costs abroad and remaining medical costs to be met by the insured...
Per person and per insurance period: 30 500€
Costs to return the body in the event of death...
Real costs
Assistance in the event of theft, loss or destruction of papers
1.500 €
Search and rescue costs...
1.525 €

Adar+ Conditions of subscription

You must take out the insurance policy no later than 10 days after paying the deposit and/or signing the rental agreement and at least 96 hours before the start of the rental period.

Total rental accommodation including the possible Agency costs and fees must be less than 15.000 €

An insurance policy must be taken out for each property rented.

Maximum stay: 90 days

For further information please download our general terms and conditions

Your Questions

Several people are going on the trip. Do we have to take out insurance for each person or for the rented accommodation?
Cabinet ALBINET : You take out insurance on the rented accommodation; you have to list the participants on the application form. Therefore, you only pay one single premium for all the participants.

Several families are expected to go on the trip. What happens if one of them cancels?
Cabinet ALBINET : The holiday rental is not cancelled and we will refund the amount paid by the absent family in proportion to the number of participants, therefore the other families will be still be able to enjoy the holiday.

Am I covered if I break the lounge table?
Cabinet ALBINET : Yes, within the limits of the cover (see table of cover), but you must pay the deductible, the amount of which is indicated in this table.

In the event of a cancellation, will my deposit be refunded?
Cabinet ALBINET : Yes, if a deposit was paid to the owner.

And what about if I have paid the whole rent?
Cabinet ALBINET : We will also refund the whole rent.

Does the insurance cover personal belongings?
Cabinet ALBINET : No. If you have valuables (jewellery, watches) and would like to insure them, contact your insurance company to take out comprehensive jewellery insurance covering the required region. This also applies to nomadic devices (laptops, smartphones, etc.)

What exactly is the ten-day period to take out the insurance?
Cabinet ALBINET : You must take out the insurance policy NO LATER THAN 10 DAYS AFTER paying the deposit and/or signing the rental agreement and at least 96 hours before the start of the rental period. After this period, only third-party liability will be covered.

If I am made redundant for economic reasons, am I covered in the event of cancellation?
Cabinet ALBINET : Yes.

Am I covered if I leave the tap on and cause a flood?
Cabinet ALBINET : Yes. You will be held responsible. The insurance company will pay for the damage caused in the rented accommodation, with a ceiling limit for damage due to water, fire and explosion of €1,500,000.

If my mother has to go to hospital when I am about to go on holidays, can I cancel the rental?
Cabinet ALBINET : Yes. The policy covers ascendants and descendants of the first degree, as well as son-in-laws, daughter-in-laws, brothers and sisters.

In the event of a natural disaster, like the eruption of a volcano, am I covered if I cancel the rental?
Cabinet ALBINET : No. Cancellations due to weather events related to the restriction or prohibition of air traffic are not covered by the policy.

If I rent several properties, can all the rented properties be included in the same policy?
Cabinet ALBINET : No. A policy has to be taken out for each rental.

If I don't have a hard copy of the rental agreement, will the insurance policy apply?
Cabinet ALBINET : It is compulsory to have a hard copy for rentals in France. This is not always the case for rentals abroad. For rentals in France, even if you do not have a written document, the agreements exchanged concerning the amount of rent, the type of property and the rental period are equivalent to a contract. Caution: under no circumstances can cash payments be allowed.

What happens if the holiday home was supposed to be 100 metres from the beach but in fact was at least 1 kilometre away?
Cabinet ALBINET : You should not take possession of the holiday rental for this reason and we shall refund your rent. We shall contact the owner and deal with the matter. We shall also pay for you to stay one night in a hotel.

I go to the indicated address of the holiday rental but find that there is no such address. There is nothing to rent and the houses in the area are occupied principal residences. Am I covered in the event of a cancellation?
Cabinet ALBINET : Yes. We shall refund the amount of rent you have paid. We shall also pay for you to stay one night in a hotel within the limit indicated in the cover table.

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Our councillors are available of 9 hours at 6 pm (GMT+1) to answer to your questions

  • Customer service

    Contact us
    + 33 (1) 48 01 84 84

  • Cabinet ALBINET

    5 cité de Trévise - 75009 PARIS