I estimate and subscribe to my insurance policy


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Holiday rental insurance covering cancellation, interruption of your stay, and property damage liability

from 19 €

ADAR, a complete package of insurance cover to take the worry out of your holidays

ADAR in a nutshell

A complete package with 2 essential covers to take the worry out of holidays

  • Cancellation due to
    Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.

  • Holiday interruption due to
    Serious illness, death, major home damage, unavailability of accommodation

ADAR THE GUARANTEES

COVER BENEFIT
Cancellation due to:
Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.
Deposit / down payment + sums due, limited to €15 000
Holiday interruption due to :
Serious illness, death, major home damage, unavailability of accommodation
Rent for unused portion of holidays, limited to €15 000

ADAR : CONDITIONS OF SUBSCRIPTION

You must take out the insurance policy no later than 10 days after paying the deposit and/or signing the rental agreement and at least 96 hours before
the start of the rental period.
Total rental accommodation including the possible Agency costs and fees must be less than 15.000 €
An insurance policy must be taken out for each property rented.
Maximum stay: 90 days

For further information please download our general terms and conditions

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See all the travel insurance policies

YOUR QUESTIONS

In case of an epidemic ; Am I covered in the event of cancellation ?
Cabinet ALBINET : If you are forced to cancel your holiday in the 48 hours preceding the contracted date the rental starts as a result of the non-availability of the accommodation due to [..] an epidemic. These risks will be considered as having occurred under the terms of this contract when the site is rendered completely inaccessible for a radius of five kilometres from the accommodation by decision of the communal or prefectoral authorities during the period of rental that has been insured. Obviously, the insurance contract must have been taken out before the epidemic episode. At this time, the risk is realized and is no longer insurable.

Several families are expected to go on the trip. What happens if one of them cancels ?
Cabinet ALBINET : The holiday rental is not cancelled and we will refund the amount paid by the absent family in proportion to the number of participants, therefore the other families will be still be able to enjoy the holiday.

In the event of a cancellation, will my deposit be refunded ?
Cabinet ALBINET : In case of cancellation of rental, the insurer refunds to the insured the sums paid as deposit, the remaining balance due as well as the agency fees within the limit indicated in the table of guarantees. The deposit may not exceed one month's rent.

In the event of a cancellation, will my deposit be refunded ?
Cabinet ALBINET : Yes, if a deposit was paid to the owner.

Does the insurance cover personal belongings ?
Cabinet ALBINET : No. If you have valuables (jewellery, watches) and would like to insure them, contact your insurance company to take out comprehensive jewellery insurance covering the required region. This also applies to nomadic devices (laptops, smartphones, etc.)

What exactly is the ten-day period to take out the insurance ?
Cabinet ALBINET : When your rental agreement is signed or a deposit or down payment has been paid, you have a period of 10 days to take out the ADAR insurance. After this period, you may still subscribe but you will only benefit from all cover after application of a waiting period of 7 days during which no cover may take effect (save Occupant’s Liability, which shall take effect at midday on the day after payment of the premium).

If I am made redundant for economic reasons, am I covered in the event of cancellation ?
Cabinet ALBINET : Yes.

If my mother has to go to hospital when I am about to go on holidays, can I cancel the rental ?
Cabinet ALBINET : Yes. The policy covers ascendants and descendants of the first degree, as well as son-in-laws, daughter-in-laws, brothers and sisters.

In the event of a natural disaster, like the eruption of a volcano, am I covered if I cancel the rental ?
Cabinet ALBINET : No. Cancellations due to weather events related to the restriction or prohibition of air traffic are not covered by the policy.

If I rent several properties, can all the rented properties be included in the same policy ?
Cabinet ALBINET : No. A policy has to be taken out for each rental.

If I don't have a hard copy of the rental agreement, will the insurance policy apply ?
Cabinet ALBINET : It is compulsory to have a hard copy for rentals in France. This is not always the case for rentals abroad. For rentals in France, even if you do not have a written document, the agreements exchanged concerning the amount of rent, the type of property and the rental period are equivalent to a contract. Caution: under no circumstances can cash payments be allowed.

In case of an epidemic ; Am I covered in the event of cancellation ?
Cabinet ALBINET : No. We are responding to your holiday stay refund claim relating to the travel and/or confinement restrictions and/or closure of neighbouring sites. These unprecedented events are neither insurable nor insured. We are therefore unable to act. The exceptional scale of the disruption which results from the prohibition, restriction and confinement measures taken by the public authorities are such as to justify a request for a postponement of the rental dates or termination of the said contract. If your owner is ok to change the dates of the rental, we will change the dates on your insurance contract. Thanks to send us by email the new dates of the rental and also you insurance contract number.

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    + 33 (1) 48 01 84 84

  • Cabinet ALBINET

    5 cité de Trévise - 75009 PARIS